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You’ve worked hard, you’ve saved your money, and now it’s time to buy a building. We know it’s hard saving the money you need all at once, so we offer flexible payment options to fit any lifestyle.

Our sales team will work with you to find the very best financing option.

FLEXLEASE WITH RTO NATIONAL

Pay over time for the Hometown Sheds building you want, up to $15,000.
Your credit will not be impacted. Better still, you don’t even need credit; it’s not required for FlexLease!
Online application is available and approval is instant, as well as guaranteed, if you meet basic criteria.
FlexLease is not a loan and our program is not a credit card. RTO National purchases the unit from Hometown Sheds and then leases it to you.
No credit is needed and this is your most flexible path to ownership.
You have options for early buyout, cancellation or upgrade in addition to ownership.
Homeowners and renters with a landlord waiver are approved.
· Low Payment options are available.

RENT TO OWN WITH EZ-PAY BUILDINGS

Pay over time for the Hometown Sheds building you want, up to $15,000.
Your credit will not be impacted. Better still, you don’t even need credit; it’s not required for RENT TO OWN!
O nline application is available and approval is instant, as well as guaranteed, if you meet basic criteria.
RENT TO OWN is not a loan and our program is not a credit card. EZ-PAY purchases the unit from Hometown Sheds and then leases it to you.
No credit check is needed up to $8,000 and this is your most flexible path to ownership.
You have options for early buyout or cancellation in addition to ownership.
Homeowners and renters with a landlord waiver are approved.
Low Payment options are available.
A PPLY FOR RENT TO OWN EZ-PAY HERE .

RTO NATIONAL CONVENTIONAL FINANCING

Instant approval online or in person.
Starting at zero down with fixed payments and fixed APR as low as 9.99%, subject to credit approval.
Up to $15,000 with flexible terms from 12 to 60 months.
Homeowners and renters with a landlord waiver are approved.
Apply For RTO National Conventional Financing Here

RTO FOR RENTERS FOR STEEL STRUCTURES

Pay over time for the Hometown Sheds building you want, up to $15,000.
No credit check required up to $8,000 or RTO up to $15,000 approval with a credit check.
Online application is available and approval is instant, as well as guaranteed, if you meet basic criteria.
Steel structures include garages, carports and barns.
No credit is needed up to $8,000 and this is your most flexible path to ownership.
Low Payment options are available.

LAYAWAY

Our layaway program is an ideal option if you plan on surprising a certain someone with a shed. Call your local dealer for details.

90-DAYS SAME AS CASH.

Want to buy a building without the pain of interest fees and also without having to fork out wads of cash? Our 90-days Same as Cash option is perfect for you. Once approved, have your building delivered and set-up for free!